cash-strapped (adjective) – not having enough money
Here are some examples of how you can use it:
Cash-strapped shoppers were looking for bargains in the big sale.
It endangers the economy when cash-strapped consumers take out too many loans.
The authorities were too cash-strapped to rebuild the country after the hurricane destroyed many areas.
My friend said she was a bit cash-strapped so she’d rather just go for a drink and not spend a lot of money at a restaurant.